2019 Falcon Trailers Dump And Tilt for sale in LJD Sales & Rentals, Lampasas, Texas

Cargo Trailer Financing near Killeen, TX

Cargo Trailer Financing Guide

Looking to finance your new cargo trailer? Before you head over to the dealership to get started on all the paperwork, be sure to read over our helpful financing tips below! With our helpful advice in mind, you’re guaranteed to qualify for trailer financing and get an amazing loan offer for your new model.

Your Finances

Before you get into the nitty gritty details of applying for cargo trailer financing, you’ll first want to prep your finances for your upcoming purchase. We recommend getting your credit score to at least 600 before you begin applying for a loan, and you’ll need to save up at least 15 to 20 percent of the model’s sticker price to put down as a down payment.

Choosing a Lender

When applying for trailer financing you’ll have your choice of a variety of different lenders. While your dealer is likely to offer the most convenient financing services available, we encourage you to research all of your options to ensure you’re making an informed decision.

Loan Types

When applying for trailer financing you may be offered the choice between a secured and unsecured loan. While secured loans are easier to qualify for and often have better interest rates, they also require you to put up your cargo trailer as collateral and your model can be repossessed after a number of missed payments. On the other hand, unsecured loans are often pricier up front but allow you full ownership of your trailer the moment you drive it off the dealership lot. 

For more helpful tips and advice on how to finance a trailer, we recommend stopping by our location here in Lampasas, TX to speak with one of our expert employees. Our amazing staff will be happy to answer any questions you may have about cargo trailer financing, as well as walk you through our application process here at LJD Sales & Rentals, and we look forward to serving those nearby in Killeen and Austin, TX!

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